---
title: "Company formation & bank account for non-residents"
description: "Set up as autónomo or an SL, get a business NIE, digital certificate and a Spanish bank account. We coordinate licensed gestorías. Free consultation."
url: "https://www.relocatia.help/en/services/company-formation"
locale: "en"
provider: "Relocatia"
---

# Company formation & bank account for non-residents

Whether you should register as an autónomo (self-employed) or set up an SL (limited company) depends on your income, liability and plans. We help you choose, then our partners handle the incorporation, the digital certificate and registration with Hacienda and Social Security.

## What’s included

- Autónomo vs SL guidance for your case
- Business NIE for founders
- Company incorporation (SL) and statutes
- Opening a Spanish bank account, remotely where possible
- Digital certificate (certificado digital)
- Registration with Hacienda and Social Security

## Who it’s for

- Freelancers and remote workers invoicing from Spain
- Founders launching a Spanish company
- Non-residents who need a business bank account
- Anyone comparing autónomo vs SL costs

## How the process works

1. **Structure** — We recommend autónomo or SL based on your numbers and goals.
2. **Identity** — We arrange the business NIE and digital certificate.
3. **Setup** — Our partner incorporates the company and opens the bank account.
4. **Registration** — We register you with Hacienda and Social Security, ready to invoice.

## Pricing

from €300 (autónomo) / €600 (SL). Indicative pricing. The exact quote is confirmed by a licensed professional after assessing your case.

## Questions about this service

### Can I open the bank account without flying to Spain?

Often yes, with a business NIE and digital certificate. Some banks still require one in-person visit; our partner will confirm the fastest route for your bank.

### Autónomo or SL — which is cheaper?

Autónomo is cheaper to start and run at lower income; an SL limits personal liability and can be more efficient as profits grow. We model both for your case.


## This service in each city

- [Alicante](https://www.relocatia.help/en/company-formation-alicante)
- [Torrevieja](https://www.relocatia.help/en/company-formation-torrevieja)
- [Valencia](https://www.relocatia.help/en/company-formation-valencia)
- [Barcelona](https://www.relocatia.help/en/company-formation-barcelona)
- [Madrid](https://www.relocatia.help/en/company-formation-madrid)
- [Málaga](https://www.relocatia.help/en/company-formation-malaga)
- [Marbella](https://www.relocatia.help/en/company-formation-marbella)
- [Tenerife](https://www.relocatia.help/en/company-formation-tenerife)
- [Gran Canaria](https://www.relocatia.help/en/company-formation-gran-canaria)
- [Sevilla](https://www.relocatia.help/en/company-formation-sevilla)
- [Bilbao](https://www.relocatia.help/en/company-formation-bilbao)
- [Girona](https://www.relocatia.help/en/company-formation-girona)